Personal Injury

An insurance claim is a document reported and filed by a policyholder seeking to obtain benefits from a policy. There are times when the insurance company involved is slow to determine whether a claim will be paid and to what extent a benefit should be paid resulting in dispute between the policyholder and the insurance company.

JHP Attorneys represent the claimant by providing an argument as to why a claim should and must be paid.

We play a major role in determining the outcome in cases involving “bad faith”, vehicle accidents, property damage, water and fire damage, healthcare negligence, Worker’s Compensation, product liability, wrongful death and weather related claims. Our staff have years of experience in dealing with the ways in which claims get denied or underpaid, and we know how to best present our clients cases. Most insurance companies have a tendency to deny claims hoping that the policyholder will be discouraged and not question the outcome, especially when they have no attorney representation.

Insurance companies are required by law to meet certain obligations to their clients. They must investigate claims in a timely manner and have an obligation to settle quickly. Each claim, whether paid or denied, must have a clear explanation of the results. Failure to follow these rules introduces the “bad faith”, which includes (but not limited to) Low offers to compensate for damages, delayed or denial without reason, improper investigation of damages, policy wording that is confusing, not acting on the claim within a reasonable time, and intentional fraud or deception. We work hard to protect people from facing financial difficulties as a result of “bad faith” and other unfair practices.