
Tenant/Landlord Dispute
Multi-plaintiff lender litigation (mass tort law)
This type of litigation is often compared to “class action” suit but benefits the homeowners substantially more than that type of lawsuit. This is a cost-effective solution for homeowners seeking an aggressive outcome for their mortgage. By joining forces with other homeowners, the cost of litigation are made affordable. Here are some of the possible outcomes with respect to multiple plaintiffs lender litigation:
- Principal reduction at or below current market value
- Interest rate reduction
- Conversation of adjustable payment to fixed payment
- Late payments wipeout
- Monetary damages
- Clean credit report of mortgage late payments
Individual lender litigation
This service is great for the homeowner who requires individual attention. This type of litigation tailors each case specific to the homeowners distinct situation, by utilizing the securitization analysis report we could identify the specific causes of action relevant to each homeowner. Law firms utilize this legal strategy in an attempt to negotiate successful outcomes for their clients.
Foreclosure defense/trustee delay
Homeowners often need an immediate solution to delay their sale while seeking permanent solutions for their situation, specializing in postponing foreclosure sale dates month after month for up to two years. This service works hand-in-hand with some other programs i.e. bankruptcy and lender litigation
Bankruptcy
There were more than 1.5 million customer bankruptcy filings last year, the largest number of filing since bankruptcy laws were overhauled into thousand and five to make it more difficult for Americans to walk away from their debts. Thousands of Americans have just reclaim their lives through bankruptcy and other debt illumination programs. Attorneys can help homeowners with repossessions, foreclosures, mortgage second lien strips, wage garnishments, lawsuits and creditor harassment.
Mortgage securitization analysis and audits
Mortgage securitization audits are really the right direction to take in today’s market. Several major cases have been won as a result of these audits. These audits unveil a broken chain in title and are used to get a more aggressive outcome during our litigation. While in litigation, it is sometimes necessary to obtain mortgage securitization audits as additional leverage during lender litigation.